If you are seeking to invest in a profitable investment with fixed amount of money for a specific period of time, you can visit us and get one of our customized fixed deposits that have different structure that fit to your needs.

KD Fixed Deposit

What is it?

Contract between Bank and the Customer who will deposit a fixed amount of money for a fixed period of time at an interest prevailing at the time of opening.

Who Qualifies?

For all customers individuals, corporate, establishment, public and private sector in KD and in main foreign currencies.

Why is the product used?

To invest money (Funds) in a profitable way. 

Features & Benefits 

  • Minimum fixed deposit amount is KD 5,000 , USD 15,000 , GBP 15,000 and Euro 15,000 with no maximum.
  • Range of maturity starting from 1 month to 24 months for KD deposit and  from 1 month to 12 months for Foreign Currency deposit.
  • Flexible range of maturity of 1 week, 2 weeks and 3 weeks for minimum of fixed deposit balance that should be KD 25,000/- and above or what is equivalent to main foreign currencies.
  • For deposit which its amount is above KD 250,000/- or equivalent in foreign currency and range of maturity more than maximum for each currency, Dealing room approval should be provided.
  • Customer receives a non-negotiable certificate of deposit.
  • Fixed interest rate is stable during the deposit period.
  • Interest will be paid on maturity date only in the account designated by the customer (Depends on at term deposit renewal customer’s instruction).
  • Premature cancellation / closure of a Fixed Deposit will relieve the Bank from the obligation to pay interest.
  • Deposit balance can be mortgaged against loan/credit card amount up to 90%  in KD and 80%  in foreign currency without losing the interest.
  • Renewal facilities available upon customer's instructions.
  • For rates simulation, Click Here..!

**Terms & Conditions Apply


• Renew principal plus interest

• Renew principal and credit interest to another account

• Renew principal plus interest and increase

• Reduce principal and renew.

• Renew principal plus interest

• Renew principal and credit interest to another account

• Renew principal plus interest and increase

• Reduce principal and renew.

KD Smart Deposit

What is it?

Contract between Bank and the Customer in which a customer will deposit a fixed amount of money for a fixed period of time at an interest prevailing at the time of opening.

Who Qualifies?

For all customers individuals, corporate, establishment, public and private sector in KD only.

Why is the product used?

To invest money (Funds) in a profitable way.

Features & Benefits

  • Minimum deposit amount is KD 10,000/- with no maximum amount.
  • Range of maturity is 3 months, 6 months, 12 month, 15 months, 18 months and 24 months.
  • Customer receives a non-negotiable certificate of deposit.
  • Fixed interest rate is stable during the deposit period.
  • The interest is paid on monthly basis and credited to another account identified by the customer . The deposit shall cease to earn interest after the maturity date.
  • In case of premature closure, the Bank will pay the principal amount less all interest paid in the previous period before prematurity date.
  • Deposit balance can be mortgaged against loan/credit card amount up to 90%  in KD without losing the interest.

**Terms & Conditions Apply


KD Advanced Interest Deposit

What is it?

Contract between Bank and the Customer in which a customer will deposit a fixed amount of money for a fixed period of time at an interest prevailing at the time of opening.

Who Qualifies?

For all customers individuals, corporate, establishment, public and private sector in KD only.

Why is the product used?

To invest money (Funds) in a profitable way

Features & Benefits

  • Minimum deposit amount is KD 15,000/-  and maximum of KD 1,000,000/-  per customer.
  • Range of maturity is 3, 6, 9, 12, 15, 18 and 24 months.
  • Customer receives a non-negotiable certificate of deposit.
  • Fixed interest rate is stable during the deposit period.
  • The interest paid in advance for the whole term of the Deposit and credited to another account identified by the customer ,The Deposit shall cease to earn interest after the maturity date.
  • In case of premature closure , the bank will pay the principal amount less all interest paid.
  • Deposit balance can be mortgaged against  loan /credit card amount up to 90%  in KD without losing the interest.


**Terms & Conditions Apply