Q: What loan types are available to customers when deciding to borrow?

A: Depending on customers’ needs, there are two options to choose from when it comes to borrowing:

  • Consumer Loans: A medium term personal loan repayable in monthly installments during a period not exceeding 5 years.
  • Installment Loans: A long term personal loan repayable in monthly installments during a period not exceeding 15 years.


Q: What is the minimum and maximum amount for a consumer loan?

A: The borrower can get up to 25 times of the net monthly salary with a minimum loan amount of KD 1,000/- and a maximum of KD 25,000

Q: What is the minimum and maximum amount for an installment loan?

A: Minimum loan amount is KD 1,000/- and maximum is KD 70,000/-.

Q: Can Non-Kuwaitis apply for loans at Al Tijari Bank?

A: Yes, customers may be granted consumer or installment loans subject to Al Tijari Credit Policy.

Q: What is the interest rate for Loans?

A: Interest Rate is 4.5%

Q: Can Non Al Tijari customers apply for loans?

A: Yes, customers may be granted consumer or installment loans subject to Al Tijari Credit Policy.