Why CBK Cards?

  • Easy to carry and convenient to use to pay for your purchases, goods or services.
  • Payment by card is fast and avoids the inconvenience of writing cheques or carrying large amounts of cash
  • Access to cash - 24-hours a day, 7 days a week, 365 days a year at thousands of sites around the world.
  • Ability to withdraw cash amounts up to KD2,500/- daily & usage on POS up to KD10,000/- or more.
  • Personal safety and security, as CBK cards are convenient and safe to carry.
  • Emergency card replacements in case of loss or theft.

What are the benefits of a CBK Card?

  • Worldwide acceptance.
  • Supported by one of the world's most elite financial service organizations.
  • 24-hour access to cash.
  • Emergency funds if the card is lost or stolen.
  • Quick emergency card replacement, if lost or stolen.
  • Unique offers and promotions for CBK cardholders.
  • Free travel insurance.

What are the requirements to apply for a Credit Card?

  • Minimum 21 years old.
  • Kuwaiti and residents with valid residence permit/Civil ID.
  • Banking relation with CBK, preferably salary transfer.
  • Card can be issued under the guarantee of another CBK customer
Al-Tijari Debit Cards


Shop online with Your Al Tijari Debit Card.


The pleasure of shopping online locally and internationally securely with Al-Tijari Debit Cards:

You can now shop online from any local or international e-commerce website in any currency using any of Al-Tijari Debit Cards in a convenient, quick and secure way. Our cards come with many technological advantages that to suit your lifestyle and banking needs.


Card benefits:

  • Convenience of online shopping from international websites.
  • Choose the preferred payment currency and easily track the statement of account.
  • Easy and secure with OTP technology.
  • For all Al-Tijari card holders.
  • The ability to control limits of card purchases through CBK Mobile or internet banking.


Assistant & Support:

For further assistance and support please call 1888225, ALTijari WhatsApp service at 50888225 or Al-Tijari Live Video Banking or WebChat via www.cbk.com

 

Al-Tijari Concierge


Al-Tijari Concierge

“At Your Service”

Your needs are our top priority, we always strive to provide you with the best services to make your life easier.
In collaboration with “Peacock Concierge” we offer you their unique concierge services with the highest quality to best fit your lifestyle.


Benefits

  • Professional Assistants ready to help you 24/7
  • Dedicated number at your service 22969920
  • Premium lifestyle management and tailored services.
  • Worldwide assistance.


Eligible Cards 

  • MasterCard: World, Platinum.
  • Visa: Infinite, Signature & Platinum.

How to benefit

  • Just Call 22969920 24/7 at your service.
  • Enter 00 followed by the first 6 digits of your credit card.
  • Place your order with Peacock Concierge agent.


Concierge Services & Fees

 Concierge Services    Price (KD)
 General Inquiries and Information    Free  
 Search for best offers    Free
 Restaurant Reservations    Free
 Occasion Reminders    Free
 World Wide Limo Service Booking      Free
 Planning Holidays & Business Travel    Free
 Flowers & Gift Orders    Free
 Airport Transportation pick up and drop off    6
 Meet & Assist    15
 Messenger Service*    7
 Visa Assistance    15
 Government Transactions    20
 Car Service    15
 Car Registration    20
 Road Assist (Vehicle Recovery)    15


*Starting from KD 7, depending on Zone


Terms & Conditions:

  • Additional charge may be applied depending on any additional requests by the clients.
Visa Card

Card type, credit limits, and issuance criteria are set according to the Bank's Policy (40% of net salary divided by settlement percentage)

Credit Limits per Card Type:

  • Gold Minimum limit is KD 100
  • Platinum Minimum limit is KD 500
  • Signature Minimum limit is KD 750
  • Infinite Minimum limit is KD 1000

**Max limit for each credit card is subjected to bank terms & conditions


Fees & Commissions Available in 2 payment methods:

  • Credit Card: Payment is done in installments, payments are made monthly at a minimum of 8.3% plus interest.
  • Charge Card: full outstanding amount is settled monthly.

Credit Cards monthly interest rate is subject to: Central Bank discount rate + 2.5% /12 + Service Charge (0.5)

All Visa Cards are issued free the first year as long as the Card Holder doesn’t cancel:

  • Gold (Free for 1st year + renewal KD 20/-)
  • Platinum (Free for 1st year + renewal KD 60/-)
  • Signature (Free for the 1st year + renewal KD 70/-)
  • Infinite (Free for 1st year + Renewal KD 100/-) 
    • When the cards are used in currency transactions different from the currency of the card, 2.5% commission on foreign exchange variance will be added.
    • Over limit charge is 1% (min 2 KD) once outstanding amount exceeds the credit limit. (% on over limit amount)
    • Late charge is 1% (min 2 KD) if the due amount was not settled fully before end of month. (% of the unsettled installment amount)
  • Worldwide acceptance at over 24 million outlets, Cash withdrawals in the local currency of the country from more than 1 million ATMs worldwide.
  • ATMs Cash advances are subject to a flat Fee of  5%  Minimum KD 2/-.

Visa Infinite

Visa Infinite Card is for elite and affluent consumers who view exclusive benefits and excellent customer service as a distinction when choosing a payment product.


Cards Benefits:

  • Part of Al-Tijari Rewards program.
  • High credit limit.
  • Enjoy a 24 hours Local and International Concierge Service
  • Complimentary access to over 1,000 Global Airport Lounges for you with the possibility of adding one guest 
  • 24 hours Global Customer Assistance
  • Multi-Trip Travel Insurance Up to USD 2,500,000 (covers Covid-19 medical expenses)
  • Exclusive Privileges from Visa


Al-Tijari Rewards program:

Your Visa Infinite card is part of Al-Tijari Rewards program, which gives you the chance to collect reward points for every KD 1 you spend and redeem them for a wide variety of travel benefits and reward options.

  • Collect points instantly for every KD1 spent on any type of purchase, POS or online:
    • Locally and in EU countries: 4 points
    • Internationally: 6 points 
  • Redeem your collected points on flights, hotels, car rentals, and cash refund via tijarirewards.cbk.com


For more details about Al-Tijari Rewards, click here!


To register in Al-Tijari Rewards,
click here!

Travel Benefits:


Lounge Access:

Unlimited complimentary access to over 1,000 airport lounges per year for cardholder or cardholder & one guest.

Customers can search for available lounges through the website: https://www.loungekey.com/en/visainfinitemena/our-lounges  or download the Lounge Key application.

Free Multi-trip Travel Insurance:
Use your Visa Infinite card to pay for your flights and get covered for up to USD 2,500,000 for you and your family, for trips of up to 90 days, courtesy of Visa (also covers Covid-19 medical expenses).

For travel visa application purposes, please download your Certificate of Insurance on www.cardholderbenefitsonline.com

24 hours International Concierge Services:
Visa presents Visa Concierge services to Visa Infinite cardholders. Take advantage of a host of services available to you over the phone or online, 24 hours a day, from anywhere in the world.

For assistance, you may call the concierge hotline on +971 4361 1234 or contact them trough whatsapp on +44 7874 023129 (for English) and +44 7520 631645 (for Arabic) or send an email to concierge@visainfinite-mea.com

24 hours Local Concierge Services:
With Al-Tijari, Your Wish Is Our Command! Save time and effort with Al-Tijari Concierge service provided by Peacock Concierge.

All you need to do is call the dedicated line for CBK customers 22969920 and get assistance on all personal and governmental needs.

Global Blue Lounge:

Visa Infinite cardholders can now enjoy access to the premium lounges of Global Blue, for a luxurious and relaxing experience while waiting for their VAT refund.
This service is available at Global Blue Lounges across: Milan, Rome, Venice, Munich, Madrid, Paris, and London.

24 hours Global Customer Assistance:
No matter where you are in the world, Visa ‘s multilingual service representatives are on hand to assist you 24 hours a day, 365 days a year.

Lifestyle:

Jumeirah Hotel offer:

Visa Infinite cardholders can enjoy up to 25% off stays at selected Jumeirah properties.

All reservations must be made via jumeirah.com/visa-offers for the full list of participating hotels, please visit https://www.jumeirah.com/en/offers/global-offers/visa-offers

ALL- Accor Hotels and Resorts:

Save at least 33% on stays and dining at 350 hotels and resorts with ALL – Accor Live Limitless across the MENA region.
Participating hotels include: Raffles, Fairmont, Sofitel, Movenpick and more.
To book your stay, click here!

Agoda:

Receive an extra 12% discount on top of hotel deals when booking with Agoda; choose between 985,000+ hotels and vacation rentals globally.

To avail the offer simply visit www.agoda.com/visamena and at point of payment use your eligible Visa Infinite card details.

Careem:

Visa Infinite cardholders will receive 4 free Airport rides (drop off or pick up) in Kuwait. To redeem the offer, visit careem.com or download Careem application. Sign up with your eligible credit card as the payment method and enter promo-code KUWVI.

Additionally, get 20% off 3 Careem rides inside Kuwait, every month, when you pay with your Visa Infinite card. Use promo code  VISAINFINITE.


 
Avis Car Rental:

Receive an up to 35% off on rentals and as well as other benefits such as a Free Additional Driver, and Priority Service at the counter.
Simply visit www.avisworld.com/visa to avail the discount.

Avis Budget Car Rental:

Benefit from a 10% discount worldwide on car rentals. Simply visit www.budgetinternational.com/visa to avail the discount.
For more information, visit www.budgetinternational.com/visa

Farfetch:

Enjoy an exclusive discount when shopping at Farfetch with your Visa Infinite card.
Spend $1,000 and receive $200 off by using promo-code VISAMEF.

VOX Cinemas discount:
As a Visa cardholder, receive a 50% discount every Wednesday on tickets purchased online with VOX Cinemas in Kuwait and 25% off Theatre tickets booked at ticketing office all week long.

Event Ticket Cancellation:

Cardholders can have an extra peace of mind when purchasing event tickets using Visa Infinite. With the Event Ticket Cancellation, card holders will be reimbursed if attending the event as a result of unavoidable circumstances.

Visa provides a cover up to $250 per ticket, and $1000 per occurrence. For more information, visit https://cardholderbenefitsonline.com/

Special Promotions from Al Tijari:
Being an Al-Tijari card holder, you have access to special promotions and offers from a diverse range of renowned organizations and outlets.
For the full list of promotions, visit https://www.cbk.com/Promotions .

Al-Tijari Offers program:
Al-Tijari Offers program provides you with instant discounts and privileges of up to 25% at reputable restaurants & coffee shops in Kuwait when using Al-Tijari Credit and Prepaid cards. For the list of all participating restaurants, click here ( www.cbk.com/AlTijari-Offers ).

Security and Protection:

Fraudulent Card Misuse Protection:
All Visa Infinite cards are protected against unauthorized transactions or fraudulent use of their card by unrelated third parties.
This insurance benefit will provide reimbursement up to USD 3,000 per occurrence with USD 5,000 annual aggregate limit for Visa Infinite cardholders.

Extended Warranty:
Your Visa Infinite card extended warranty doubles the repair period offered by the original manufacturer’s warranty for up to 1 year, protecting you against the cost of repair and replacement of any item you purchase using your Visa Infinite card.

Purchase Protection:
Your Visa Infinite card protects you against theft or accidental damage of purchased items, for a coverage of up to 365 days from date of purchase. Items must be purchased using your Visa card.


Terms & Conditions:

Lounge access Terms and Conditions:

  • 2 complimentary visits (for cardholder or cardholder & one guest) upon card issuance
  • To unlock the remaining Unlimited visits, cardholders must have used their Visa Infinite card for at least 1 international transaction equivalent to a minimum of 1 USD every calendar year

Note: It may take up to 15 days for the information of meeting Eligibility Criteria to be visible on LoungeKey system.

  • Only 1 additional guest is allowed per lounge visit
  • Additional accompanying guest/s over the entitlement are charged USD 32 per visit per guest directly onto the Visa card

Careem rides:

  • Visa Infinite cardholder gets 4 free rides capped at 8KD
  • Offer valid until 31 December 2021
  • Offer not applicable on (GO Pilot) bookings
  • For all T&Cs visit, www.visamiddleeast.com/careem


Agoda:

  • Discount applies only to properties listed as ‘Promotion Eligible’ and when booking through www.agoda.com/visamena
  • Discount is applied at point of payment when using an eligible Visa card
  • The offer expires January 31, 2022
  • For more information, please visit www.agoda.com/visamena


Avis Car Rental:

For more information and for the full Terms and Conditions, visit www.avisworld.com/visa


VOX Cinemas 50% discount:


For all details related to insurance and protection, please visit www.cardholderbenefitsonline.com and log in using Visa credit card details.


For more information to what is offered with your CBK Visa Infinite card please visit the following links:

Visa Infinite - Exclusive Privileges

Visa Infinite - International Concierge

For Local Concierge Services>

Visa Infinite - Travel Insurance

Visa Infinite - Lounge Key Access

Visa Signature

Nature

Card’s Benefits

  • Up to 3% Cashback
  • Access to over 1,000 Global Airport Lounges
  • Multi-trip Travel Insurance up to USD 500,000
  • 24 hours Local and International Concierge Services
  • Exclusive privileges from VISA
  • 24 hours Global Customer Assistance

Up to 3% Cashback:
Enjoy a monthly up to 3% cash back on all your purchases. Just use your Visa Signature for all your purchases and get part of your money back.1

Travel Benefits:

Lounge Access:

Complimentary access to over 1,000 Global Airport Lounges
As a Visa Signature cardholder, you are eligible to receive 12 free visits to worldwide airport lounges per year through LoungeKey (for cardholder only).2
For the entire list of airport lounges, please visit https://www.loungekey.com/en/visasignaturemena .

Free Multi-trip Travel Insurance:
Use your Visa Signature card to pay for your flights and get covered for up to USD 500,000 for you and your family, for trips of up to 90 days, courtesy of Visa (also covers Covid-19 medical expenses).

For travel visa application purposes, please download your Certificate of Insurance on www.cardholderbenefitsonline.com

24 hours Local Concierge Services:
With Al-Tijari, Your Wish Is Our Command! Save time and effort with Al-Tijari Concierge service provided by Peacock Concierge.
All you need to do is call the dedicated line for CBK customers 22969920 and get assistance on all personal and governmental needs.

24 hours International Concierge Services:
Visa presents its Concierge services to Visa Signature cardholders. Take advantage of a host of services available to you over the phone or online, 24 hours a day, from anywhere in the world.

For assistance, you may call the concierge hotline on +971 4361 1234 or contact them through whatsapp on +44 7874 023129 (for English) and +44 7520 631645 (for Arabic) or send by an email to concierge@visasignature-mea.com.

24 hours Global Customer Assistance:
No matter where you are in the world, Visa's multilingual service representatives are on hand to assist you 24 hours a day, 365 days a year.


Visa Luxury Hotel Collection:
Visa Luxury Hotel Collection is composed of over 900 intriguing and prestigious properties. All properties, from boutique gems to world famous hotels, provide a premium collection of benefits specially designed to offer an unparalleled experience.
You must book through www.visaluxuryhotels.com to avail the offer.

Jumeirah Hotel offer:
Visa Signature cardholders can enjoy up to 25% off stays at selected Jumeirah properties.

All reservations must be made via jumeirah.com/visa-offers. For the full list of participating hotels, please visit https://www.jumeirah.com/en/offers/global-offers/visa-offers .

ALL - Accor Hotels and Resorts offer:
Save at least 33% on stays and dining at 350 hotels and resorts with ALL – Accor Live Limitless across the MENA region.
Participating hotels include: Raffles, Fairmont, Sofitel, Movenpick and more.
To book your stay, click here!

Agoda offer:

Receive an extra 12% discount on top of hotel deals when booking with Agoda; choose between 985,000+ hotels and vacation rentals globally.

To avail the offer simply visit www.agoda.com/visamena and at point of payment, use your Visa Signature card.

Avis Car Rental offer:
Enjoy a discount of up to 35% on your next car rental with Avis when booking with your Visa Signature.
To avail the offer you must book through www.avisworld.com/visa.
To view the full Terms and Conditions, also visit www.avisworld.com/visa

Avis Budget Car Rental:
Benefit from a 10% discount worldwide on car rentals. Simply visit www.budgetinternational.com/visa to avail the discount.
For more information,visit www.budgetinternational.com/visa

Careem offer:
Visa Signature cardholders will receive 2 free Airport rides (drop off or pick up) in Kuwait. To redeem the offer, visit careem.com or download Careem application. Sign up with your eligible credit card as the payment method and enter promo-code KUWVS

Additionally, get 20% off 3 Careem rides inside Kuwait, every month, when you pay with your Visa Signature card. Use promo code VISASIGNATURE.

VOX Cinemas discount:
As a VISA Visa cardholder, receive a 50% discount every Wednesday on tickets purchased online with VOX Cinemas in Kuwait and 25% off Theatre tickets booked at ticketing office all week long.3

Event Ticket Cancellation:
Cardholders can have an extra peace of mind when purchasing event tickets using Visa Infinite. With the Event Ticket Cancellation, card holders will be reimbursed if attending the event as a result of unavoidable circumstances.

Visa provides a cover up to $250 per ticket, and $1000 per occurrence. For more information, visit https://cardholderbenefitsonline.com/

Farfetch offer:
Enjoy an exclusive discount when shopping at Farfetch with your Visa Signature card.
Spend $1,000 and receive $200 off. Use promo code VISAMES.

VISA Exclusive Privileges:
Enjoy exclusive offers, discounts and deals at famous restaurants, hotels, car rental agencies, sports club, etc… by simply using your Visa card!

Special Promotions from Al Tijari:
Being an Al-Tijari card holder, you have access to special promotions and offers from a diverse range of renowned organizations and outlets.
For the full list of promotions, visit https://www.cbk.com/Promotions .

Al-Tijari Offers program:
Al-Tijari Offers program provides you with instant discounts and privileges of up to 25% at reputable restaurants & coffee shops in Kuwait when using Al-Tijari Credit and Prepaid cards. For the list of all participating restaurants, click here ( www.cbk.com/AlTijari-Offers ).

Security and Protection:

Fraudulent Card Misuse Protection:
All Visa Signature cards are protected against unauthorized transactions or fraudulent use of their card by unrelated third parties.
This insurance benefit will provide reimbursement up to USD 2,500 per occurrence with USD 4,000 annual aggregate limit for Visa Signature cardholders.4

Extended Warranty:
Your Visa Signature card extended warranty doubles the repair period offered by the original manufacturer’s warranty for up to 1 year, protecting you against the cost of repair and replacement of any item you purchase using your Visa Signature card.4

Purchase Protection:
Your Visa Signature card protects you against theft or accidental damage of purchased items, for a coverage of up to 365 days from date of purchase. Items must be purchased using your Visa card.4

Terms & Conditions:

1. Cashback:

  • Cashback rates are as follows:


 Usage “Range” in KD    Cash Back %  
 KD 100 – KD 1,000         1%
 KD 1,001 – KD 2,000         2%
 KD 2,001 +         3%


  • Cashback cap is KD 100/- per month, per Visa Signature card.
  • Cashback is applicable on POS and Online transactions only (not applicable on cash withdrawals).
  • Cashback amount will be calculated monthly based on transactions done from the 1st of the month until the end of month.
  • Cashback amount will be credited to the card itself every 10th of the month.

2. Lounge access:

  • 1 complimentary visit (for cardholder only) upon card issuance
  • To unlock the remaining 11 free visits, cardholders must have used their Visa Signature card for at least 1 international transaction equivalent to a minimum of 1 USD every calendar year
    Note: It may take up to 15 days for the information of meeting Eligibility Criteria to be visible on LoungeKey system.
  • Complimentary visits are for cardholder only. All additional visits and guests will be charged USD 32 directly onto the Visa card

3. VOX Cinemas 50% discount:

4. For all details related to insurance and protection, please visit www.cardholderbenefitsonline.com and log in using your card number. Visa credit card details.

5. Careem rides:

  • Visa Signature cardholder gets 2 free rides capped at 8KD
  • Offer valid until 31 December 2021
  • Offer not applicable on (GO Pilot) bookings
  • For all T&Cs visit, www.visamiddleeast.com/careem

6. Agoda:

  • Discount applies only to properties listed as ‘Promotion Eligible’ and when booking through www.agoda.com/visamena
  • Discount is applied at point of payment when using an eligible Visa payment card
  • The offer expires on January 31, 2022
  • For more information, please visit www.agoda.com/visamena.

Visa Platinum

The Visa Platinum card is for high salary individuals who can enjoy a high spending limit.

Your Visa Platinum card is part of Al-Tijari Rewards program, which gives you the chance to collect reward points for every KD 1 you spend and redeem them for a wide variety of travel benefits and reward options.

Al-Tijari Rewards program:

  • Collect points instantly for every KD1 spent on any type of purchase, POS or online:
    • Locally and in EU countries: 3 points
    • Internationally: 4 points 
  • Redeem your collected points on flights, hotels, car rentals, and cash refund via tijarirewards.cbk.com .

For more details about Al-Tijari Rewards, click here!


To register in Al-Tijari Rewards,
click here!

Lounge Access:

VISA platinum cardholders benefit from access to 25 airport lounges across GCC and MENA region as well as some key European destinations. There is no account creation or registration required for accessing the lounges; customer can just present their card to allow access.

The following conditions apply:

  • Cardholders will be eligible for 6 free cardholder visits per calendar year (Jan – Dec); these 6 visits are for the cardholder only.
  • All additional visits will be charged $32 per visit.
  • All guest visits will be charged $32 per visit.
  • Cardholders should mention “Lounge Key” to reception staff to avail access.

For more details on the accessible lounges please click here!

  • Customers can also download the LoungeKey mobile application and have the lounges available to them on-the-go.
  • VISA platinum card will be issued for free for the first year only to any CBK customer and the renewal fees are KD 60.
  • Your Visa Platinum Card should be with you everywhere you go. For easy access to the better things in life, Visa Platinum offers a diverse selection of travel, dining, shopping and lifestyle opportunities.

For more information to what is offered with your CBK VISA Platinum card please click here!

Your Visa Platinum also entitles you to:

Mastercard

Card type, credit limits, and issuance criteria are set according to the Banks' Policy (40% of net salary divided by repayment percentage)


Credit Limits per Card Type:

  • Titanium Minimum limit is KD 100
  • Platinum - BA Minimum limit is KD 500
  • World - BA Minimum limit is KD 1000

****Max limit for each credit card is subjected to bank terms & conditions


Fees & Commissions Available in 2 payment methods:

  • Credit Card: Payment is done in installments, payments are made monthly at a minimum of 8.3% plus interest.
  • Charge Card: Full outstanding amount is settled monthly.

Credit Cards monthly interest rate is subject to: Central Bank discount rate + 2.5% /12 + Service Charge (0.5)


Cards are issued against subscription fees plus annual fees for each card type:

  • Titanium (Free for the first year + Renewal KD 20/-)
  • Platinum - BA (Issue KD 70/- + Renewal KD 60/-)
  • World - BA (Issue KD 100/- + Renewal KD 100/-)

Worldwide acceptance at over 25 million outlets, Cash withdrawals in the local currency of the country from more than 1 million worldwide ATMs Cash advances are subject to a flat fee of 5% (Min. KD2/-)


Please click the below link to experience the latest offers available for your CBK MasterCard! www.priceless.com



BA World Card

The CBK British Airways World MasterCard unlocks a wealth of benefits with every purchase and every journey you make. From flights and upgrades to unique experiences and valuable privileges, both locally and all over the world, the card is your faithful companion making it all happen.


Card Highlights

  • Welcome bonus of 12,500 Avios when you successfully apply.
  • For every 1 KD spent on your card, collect:
    - 3 Avios locally and in EU countries  (UK excluded)
    - 5 Avios internationally and for online transactions done in foreign currencies
    - 6 Avios when spending on ba.com in KD
  • Global airport lounge access – unlimited complimentary access to over 800 lounges worldwide with Lounge Key from MasterCard.
  • Comprehensive travel insurance – cover for multiple trips up to 180 days wherever you go in the world for you, your family as well your domestic helper.
  • Unique experiences, privileged access and valuable offers in dining, travel, shopping and entertainment around the corner and around the world.
  • Local concierge service to free up your time.


Rewards

Use your CBK British Airways World MasterCard for everything you buy for the most rewarding experience. See BA Rewards page for more information and lots of tips on how to collect, spend and get the most out of your rewards.


Travel

The CBK British Airways World Card is much more than just a rewards card. Wherever you go your card goes with you and it’s the key to valuable travel and lifestyle privileges.

Global Lounge Access - Sit back and relax before your flight at over 800 lounges worldwide with Lounge Key from MasterCard. No enrolment is necessary; just show your card to get unlimited complimentary access.

For up to date list of lounges visit www.mastercard.com/world or download the MasterCard For You App available on Apple Store and Google Play Store.

Global Travel Insurance - Your travel insurance is designed to give you all the cover you need wherever you travel in the world for trips up to 180 days. It covers yourself as well your family and domestic helper (up to 3 children under the age of 18 or under 23 if in full time education)

  • Emergency Medical Expenses and Evacuation - up to $500,000 for emergency medical or hospital treatment whenever you are out of the country
  • Travel Accidental Death or Disability - up to $500,000 whilst on public transport
  • Trip Cancellation - up to $7,500 to cover lost deposits and fees if you are unable to complete your trip for medical reasons or the death of a close relative
  • Flight Delay and Missed Connection - $300 for any delay over 4 hours or if you miss a connecting flight to spend on food, drink or accommodation
  • Baggage delay - $300 for any delay over 4 hours.
  • Lost Luggage - up to $3,000 if your bags don’t turn up when you do.
  • Global Assistance - 24 hour emergency assistance for medical and legal emergencies anywhere in the world.

To issue your travel insurance letter, visit this link https://www.mcpeaceofmind.com/world and click on Travel Insurance Letter. 

Fulfill visa assistance – Get the assistance you need for all your travel visa requirements, from filling applications, applying for the visa and booking visa appointments, for a flat fee of USD 15. Visit www.fulfillsolutions.com/mastercard to apply.

Avis Car Rental Discounts - Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis. For offer details Click Here..!    


Lifestyle

Enjoy special access, great deals and one-of-a-kind experiences at hotels, restaurants, stores and venues all over the world.
  • Download the Priceless Specials mobile app for thousands  of offers throughout Middle East and Africa across fine dining, premium spas and activities.
  • IHG Hotels & Resorts: Enjoy up to 35% off your stays at IHG hotels when you book and pay with your Mastercard World. Book before 27 September 2021. Stays valid till 30 September 2021. To book and for the full terms and conditions visit www.ihg.com/mastercardoffer

  • Booking.com: Enjoy 10% cash back when you book your next stay using your Mastercard.

  • Enjoy a 10% discount on luxury serviced apartments with Onefinestay properties across Europe, US, and Australia.
  • 15% discount off the entire bill at the restaurants in the Radisson Blu hotel.


Service

If you have any questions or require assistance check out our frequently asked questions, click here or contact us as follows:

  • Visit any of our branches from Sunday to Thursday or our Airport branch in the Arrivals Hall which is open 24/7
  • Call us on 1 888 225 or internationally on +965 22990899
  • Contact us through WhatsApp on 50888225
  • Join us on Facebook, Twitter or Instagram through our social media account @altijaricbk
  • For more information on British Airways or Avios www.ba.com/executive-club/about-the-club and www.avios.com
  • Visit www.priceless.com to have all the offers, deals and benefits at your fingertips.

BA Platinum Card

Your CBK British Airways Platinum Card opens the door to a world of possibilities from flights and upgrades to unique experiences.

Card Highlights

  • Welcome bonus of 7,500 Avios when you successfully apply.
  • For every 1 KD spent on your card, receive:
    - 2 Avios locally and in EU countries (UK excluded)
    - 3 Avios internationally and for online transactions done in foreign currencies
    - 4 Avios when spending on ba.com in KD
  • Unlimited complimentary access to more than 25 Regional and International Lounges from MasterCard.
  • Global travel insurance with Schengen certificate.
  • Local concierge service.
  • Purchase Protection.
  • Unique experiences and valuable offers in dining, accommodation, shopping and entertainment all over the world.


Rewards

Use your CBK British Airways Platinum MasterCard for everything you buy and watch your rewards grow. See BA Rewards page for lots of tips on how to collect, spend and get the most out of your rewards.


Travel

Unlimited complimentary access to more than 25 Regional and International Lounges across GCC and MENA region, as well as some key European destinations, from Mastercard: UAE, KSA, Jordan, Kuwait, Egypt, USA, UK, Canada, Germany, France, Singapore, and more.

For most up to date list of lounges please refer to www.mastercard.com/platinum or the Mastercard For You App available on Apple Store and Google Play Store.

Global Travel Insurance - Travel with peace of mind in the knowledge that you and your family are covered for medical emergencies and travel disruption wherever you go in the world for trips up to 90 days.

For more details on Free Travel Insurance Click Here..! 

Fulfill visa assistance – Get the assistance you need for all your travel visa requirements, from filling applications, applying for the visa and booking visa appointments, for a flat fee of USD 15. Visit www.fulfillsolutions.com/mastercard to apply.

Avis Car Rental Discounts - Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis. For offer details Click Here..!   


Lifestyle

Your new card is the gateway to a priceless collection of unique experiences and special offers in travel, dining, fashion, sports, shopping, entertainment and more all over the world courtesy of MasterCard and CBK.

  • Local Concierge – our concierge service in Kuwait can Drop off and Pick up form airport, to Foreign Country Visa Assistance, Limo/Taxi Service, Tickets & Hotel Bookings, etc. Call Peacock Concierge on 22969920
  • Download the Priceless Specials mobile app for thousands of offers throughout Middle East and Africa across fine dining, premium spas and activities.
  • IHG Hotels & Resorts: Enjoy up to 35% off your stays at IHG hotels when you book and pay with your Mastercard Platinum. Book before 27 September 2021. Stays valid till 30 September 2021.
    To book and for the full terms and conditions visit www.ihg.com/mastercardoffer 
  • Booking.com: Enjoy 10% cash back when you book your next stay using your Mastercard
  • Rentalcars.com: Enjoy an exclusive 10% discount when you book your preferred ride using your Mastercard.
  • Cleartrip.com: Book your next holiday and get up to 30% off on your flights and hotel bookings around the world using your Platinum Mastercard card. Book via www.cleartrip.com/mastercard . Use promo code MASTERCARD  at checkout.
  • Careem: Enjoy 20% discount on 3 rides every month with Careem Chauffeur Services in Kuwait. Download the Careem app and enter promo code MASTERCARD when booking.
  • 15% discount off the entire bill at the restaurants in the Radisson Blu hotel
  • Purchase Protection – protection for the things you buy against accidental damage or theft for the first 180 days after purchase.


Service

If you have any questions or require assistance check out our frequently asked questions, click here or contact us as follows:

Titanium Card

Travel should always feel like a privilege, and with access to some regional airport lounges it sure does. 
As a Titanium Mastercard® credit cardholder you receive:

  • Unlimited, complimentary access for you to over 10 lounges in UAE, KSA, Jordan, Kuwait and Egypt.
  • Free Travel Insurance.
  • Avis Car Rental and Chauffeur Discounts. For offer details Click Here..!   

Accessible Lounges are as per below: 

 

Lounge Name

Location

Country/Airport

Terminal

1

Petra VIP Lounge

AMMAN

Queen Alia International Airport , Jordan

Main Terminal

2

First Class Lounge

CAIRO

Cairo International Airport, Egypt

Terminal 3

3

First Class Lounge

CAIRO

Cairo International Airport, Egypt

Terminal 1

4

First Class Lounge

CAIRO

Cairo International Airport, Egypt

Terminal 2

5

Marhaba Lounge

DUBAI

Dubai International Airport, UAE

Terminal C1

6

Marhaba Lounge

DUBAI

Dubai International Airport, UAE

Terminal 1, Concourse D

7

Marhaba Lounge

DUBAI

Dubai International Airport, UAE

Terminal 3, Concourse C

8

Marhaba Lounge

DUBAI

Dubai International Airport, UAE

Terminal 3, Concourse B

9

Marhaba Lounge

DUBAI

Dubai International Airport, UAE

Terminal 3, Concourse A

10

First Class Lounge

JEDDAH

King Abdulaziz International Airport

North Terminal

11

Mastercard Diamond Lounge

ABU DHABI

Abu Dhabi International Airport, UAE

VIP Terminal

12

Premier Lounge

KUWAIT

Kuwait International Airport

Main Terminal

There is no account creation or registration required for accessing the lounges; simply show your Titanium Mastercard at participating lounges to gain access.

Primary and Supplementary cardholders need to show individual cards to avoid guest charges. 

Lounge T&Cs apply. 

For most up to date list of lounges and other offers on your Titanium card, please visit www.priceless.com

Visa Gold

Your Visa Gold card is part of Al-Tijari Rewards program, which gives you the chance to collect reward points for every KD 1 you spend and redeem them for a wide variety of travel benefits and reward options.

Al-Tijari Rewards program:

  • Collect points instantly for every KD1 spent on any type of purchase, POS or online:
    • Locally and in EU countries: 2 points
    • Internationally: 3 points 
  • Redeem your collected points on flights, hotels, car rentals, and cash refund via tijarirewards.cbk.com .

For more details about Al-Tijari Rewards, click here!


To register in Al-Tijari Rewards,
click here!


Gold Card offers:

BA PrePaid Card

Collect Avios every time you make a purchase on your CBK British Airways Prepaid Card and watch your rewards grow.

Card Highlights

  • 1,000 bonus Avios when you successfully apply.
  • For every 1 KD spent on your card, collect:
    - 1 Avios locally and in EU countries (UK excluded)
    - 3 Avios internationally and for online transactions done in foreign currencies
    - 2 Avios on ba.com
  • Cash withdrawal fees at home and abroad only 500 FILS (no charges on CBK ATMs)
  • Comprehensive travel insurance – cover for multiple trips up to 180 days wherever you go in the world for you and your family
  • Unique experiences and valuable offers in dining, accommodation, shopping and entertainment all over the world

Rewards

Use your new CBK British Airways Prepaid MasterCard for everything you buy and watch your rewards grow. See BA Rewards for lots of tips on how to collect, spend and get the most out of your rewards.

Travel

Wherever you go your card goes with you and it is the key to valuable travel and lifestyle privileges.

Global Travel Insurance - Your travel insurance is designed to give you all the cover you need wherever you travel in the world for trips up to 180 days. It covers your family including up to 3 children under the age of 18 (or under 23 if in full time education)

  • Emergency Medical & Evacuation Expenses – Up to $50,000
  • Travel Accident – Up to $25,000
  • Repatriation of remains – Up to $5,000
  • Schengen compatible Travel Insurance.

To issue your travel insurance letter, please Click Here ..! and click on Travel Insurance Letter.

Lifestyle

The CBK British Airways Card includes access to hundreds of special offers in travel, dining, fashion, sports, shopping, entertainment and more in Kuwait and all over the world.

  • Download the Priceless Specials mobile app for thousands of offers throughout Middle East and Africa across fine dining, premium spas and activities.
  • Access hundreds of unique experiences with Priceless Cities
  • 15%-20% discount on best available rates at the following luxury serviced apartment properties in Dubai: Grosvenor House Dubai, Fraser Suites Dubai, Chelsea Group Dubai Apartments
  • 25% discount off the entire bill at the restaurants in the Radisson Blu hotel

Service

Your card is welcomed all over the world wherever MasterCard is accepted and you can withdraw cash from ATMs anywhere you see the MasterCard sign.

Our foreign exchange rates are some of the best in the market so you can use your card with the confidence that you are getting a great deal wherever you use your card.

If you have any questions or need any help check out our frequently asked questions, Click Here ..! or contact us as follows:

  • Visit any branch from Sunday to Thursday or our Airport branch in the Arrivals Hall which is open 24/7
  • Call us 24/7 on 1 888 225 or international number +965 22990899
  • Contact us through WhatsApp on 50888225
  • Join us on Facebook, twitter or Instagram through our social media account @altijaricbk

For more information on British Airways or Avios www.ba.com/executive-club/about-the-club and www.avios.com

Visit www.priceless.com to have all the offers, deals and benefits at your fingertips.

For all our local offers in Kuwait, Click Here ..!

For full terms and conditions, Click Here ..!

Gift Card

We offer the ideal solution when it comes to gift giving! Whether you're a large corporation looking to reward your employees, or simply buying a gift for a loved one, this new card is for you.

Introducing the pre-loaded Gift Card, that can be purchased from any of our branches with the following features

  • Values of: KD 20,50, 100
  • Value of Purchase: KD 2.500
  • Can be redeemed at Points of Sale and on the Internet
  • Expiry Date: 1 1/2 year
  • Remaining balance can be redeemed in cash once card is expired

Pass by your nearest branch and ask about our gift card today.

Terms and conditions apply.

Multicurrency Prepaid
Nature

Now, Al-Tijari provides you with a Multi-Currency Prepaid Mastercard that allows customers to benefit from secured locked-in exchange rates in 10 different currencies, controlled at the palm of your hands, without having to carry multiple cards or cash in different currencies. The reloadable Prepaid Mastercard is designed for travelers, online shoppers and students studying abroad making transactions more convenient and easy.

Customers can choose from a variety of foreign currencies on their online banking and benefit from secured exchange rates.

Who is it for?

  • Online shoppers.
  • Travelers.
  • Students abroad.


Features & Benefits

  • Secured locked-in exchange rates
  • Easy and fast reload
  • Safe and secure
  • Worldwide acceptance payments
  • A convenient way of banking
  • Choice of currencies to activate online
  • Cash withdrawal across local and international ATMs


What are the available foreign currencies?
 

        US DOLLAR  
                 $
   AUSTRALIAN DOLLAR  
                  A$
   CANADIAN DOLLARS   
                 C$
          EURO 
             €
   JAPANESE YEN 
                ¥
   POUND STERLING   
                 £
       SWISS FRANC  
                  ₣
   NORWEGIAN KRONE  
                  KR
   SWEDISH KRONA  
               KR
   DANISH KRONE  
              KR.


Ensure a minimum balance of KWD 20 in your prepaid card prior to opening a foreign currency wallet (or equivalent in foreign currency).


Fees & Charges

  • Prepaid Mastercard issuance fees: KWD 10/-
  • Prepaid Mastercard renewal fees: KWD 10/-

*Prepaid MasterCard Terms and Conditions applies, to know more Click here!


CBK Mobile App Steps


How to open a foreign currency wallet?

1. Login/register to CBK Mobile App and select “Cards” tab. 
2. Select your “Prepaid MasterCard” located under “Credit Cards”*.
3. Select “Manage Multi-Currency ” tab to add your preferred currency.
4. Select “Add New Currency” & choose currency.
5. Fill the required fields & proceed.  

How to Top-up/Unload foreign currency wallet?

1. Login/register to CBK Mobile App and select “Cards” tab.
2. Select your “Prepaid MasterCard” located under “Credit Cards”. 
3. Select “Manage Multi-Currency” tab and choose your preferred wallet.
4. Select “Top-up” / “Unload”.
5. Fill the required fields & proceed. 

Internet Banking/Online Steps:


How to open a foreign currency wallet?

1. Login/register to CBK Online Banking.
2. From the menu, select “Account Summary”.
3. Choose “Multi-Currency Wallet”.
4. Select your Prepaid Mastercard from the drop-down menu.
5. Select “Add New” & choose currency.
6. Fill the required fields & proceed.


How to Top-up/Unload your foreign currency wallet?

1. Login/register to CBK Online Banking.
2. From the menu, select “Account Summary”.
3. Choose “Multi-Currency Wallet”.
4. Select your Prepaid Mastercard from the drop-down menu.
5. Select “Top-up” / “Unload” located next to each currency wallet.
6. Fill the required fields & proceed.


You can view your history statement while on your selected Prepaid Mastercard. For more information,
click here.

Assistant & Support

For further assistance and support, kindly visit our FAQ or contact us using any of the following channels:

  • Al-Tijari Live Video Banking or WebChat through the Mobile Application or by visiting www.cbk.com
  • Al-Tijari WhatsApp 50888225
  • Al-Tijari Contact Centre 1888225

Bank at ease with CBK Mobile APP

Download Now..!


Al Tijari Offers Program

Now, with "Al- Tijari offers” Program you can enjoy various discounts and privileges at reputable and renowned restaurants & coffee shops in Kuwait when using Al-Tijari credit and prepaid cards. 

We hope that Al- Tijari offers attain your satisfaction and meet your needs as we always strive to provide customers with the best banking services at all times.

Click here to view the list of participating restaurants & coffee shops and details on the said discounts.

Free Travel Insurance

Nature


Free Insurance on all Credit Cards

As a credit cardholder, CBK offers you and your family Free Travel Insurance coverage, that also meets the minimum coverage amount of USD 500,000 required for the Schengen Visa.

Additionally, your Travel Insurance now provides coverage against Covid-19 expenses.

You must purchase your travel tickets with your credit card in order to benefit from the travel insurance coverage.

For Visa Infinite/Signature, and Mastercard World/British Airways Prepaid, to issue your Travel Insurance Letter and receive the full coverage details, please follow the below:

For Visa Classic/Gold/Platinum, and Mastercard Titanium/Platinum:

1- Coverage details are as follows: 

  Insured Event

  Classic

  Gold / Titanium

  Platinum

  Accidental Death

  $50,000   $75,000   $100,000

  Permanent Total Disability

  $50,000   $75,000   $100,000

  Emergency Medical Expenses/Evacuation 

  $50,000   $60,000   $75,000

  Deductible (2 Years to 69 Years)

  $50   $50   $50

  Deductible (70 Years to 74 Years)

  $200   $200   $200

  Emergency Family Travel

  $2,500   $2,500   $2,500

  Repatriation of Remains

  $2,500   $5,000   $7,500

  Baggage Loss (Common Carrier)

  $1,000   $1,250   $1,500

  Per Bag

  $800   $1,000   $1,200

  Per Item

  $200   $250   $300

  Baggage Delay

  $50 per hour up to a maximum of $500   $50 per hour up to a maximum of $750   $50 per hour up to a maximum of $1,000 

  In Excess

  4 hours   4 hours   4 hours

  Flight Delay

  $50 per hour up to a maximum of $500   $50 per hour up to a maximum of $750   $50 per hour up to a maximum of $1,000  

  In Excess

  4 hours   4 hours   4 hours

  Legal Fees

  $5,000   $5,000   $5,000

  Personal Liability

  $100,000   $100,000   $100,000

  Trip Cancellation

  $500   $750   $1,000

  Loss of Travel Documents

  $500   $750   $1,000

  Bail Bond

  $5,000   $5,000   $5,000

  Assistance Department

  Included   Included   Included

  (24 Hours / Worldwide Services)


2- You may issue your Travel Insurance Letter by:

  • Visiting any CBK branch and providing the personal information needed (card type, passport # and name)
  • Contacting the bank via its call center on 1888225, or sending a whatsapp text on 50888225, or through our Live Chat on CBK Mobile app, and providing the needed information (card type, passport # and name)

3- Covid-19 coverage: Covid-19 coverage for Visa Classic/Gold/Platinum, and Mastercard Titanium/Platinum shall not exceed $75,000 for Medical Expenses and $750 for Trip Cancellation.

  • If you become ill with COVID-19 while on a covered trip, you could be covered for Medical Expense and Trip Cancellation benefits if there is a confirmed diagnosis, including proof of illness from a doctor.
  • If you contract COVID-19 prior to your departure, you could be covered for Trip Cancellation if there is a confirmed diagnosis, including proof of illness from your doctor that states you are medically unable to travel at the time of departure.

Note: When issuing your Travel Insurance Letter, you will not be asked to provide your PIN number, CVV or card expiry date.

Click for Terms and Conditions

Card Safety Tips

Online Banking Card Transactions:


When shopping on the internet, we recommend following the tips below:

  • Make sure you are purchasing merchandise from a trustworthy source.
  • Before using the site, make sure it is secure. Secure sites start with https:// and must have the "lock" icon somewhere on the browser.
  • Attain a physical address not just a post office box and a telephone number, and call the seller to see if the telephone number is correct and working.
  • Send an e-mail to the seller to make sure the e-mail address is active, and do not provide your credit card details to sellers who use free e-mail accounts.
  • Do not purchase from sellers that won't provide you with this type of information.
  • Test out other websites regarding this seller/company.
  • Do not judge a website on the way it looks, dazzling websites can be set in seconds.
  • Be careful when responding to special investment offers, especially those you receive from anonymous senders.
  • Be cautious when dealing with individuals/companies from outside your own country.
  • Read carefully the policies and procedures on the website before proceeding with a transaction.
  • Make sure that the transaction is secure when you electronically send your card numbers.


If you suspect anything or you lose your card(s), contact us immediately.


ATM Transactions:


When withdrawing money, we recommend following the tips below:

  • Check the place around you while walking to the ATM, if you feel someone looks suspicious, be careful, or leave the area and look for another place.
  • Do not use an ATM if it is obstructed from view or does not have enough lights around it.
  • Do not spend much time while withdrawing money, and count your money in a safe place.
  • Do not enter your PIN more than three times, the ATM might be monitored by fraudsters that will try to catch you PIN by using different technologies
  • Do not leave space between you and the ATM, to avoid others from seeing your PIN code.
  • Do not use an ATM if it appears to have any attachments or alterations to the card slot or keypad.


Drive Through ATM Safety When Abroad

  • Check that your doors are locked and your car is running at a drive- through ATM.
  • Keep a distance between your vehicle and the other to allow for a quick exit.
  • Before rolling down the window to use an ATM, observe the area for suspicious activity.
  • Do not spend much time while withdrawing money, and count your money after you close the windows.
  • If anyone follows you after making an ATM transaction, drive immediately to a crowded area and call the police.


If you notice any unusual activity at an ATM that you have used or trying to use, or came to know about any unlawful use of your CBK cards, always note the date, time and location, and report the incident to us immediately.


Special Tips for Travel Usage:

  • Make sure that the card(s) you travel with will be useable for the entire trip length; confirm your card limits and expiration dates.
  • Do not keep your PIN with your card in the same place.
  • Keep a back up of your important documents you should photocopy your cards along with your passport and airline tickets and keep them in a secured place in case the original are lost or stolen, and keep them separate from your wallet and cards.
  • Always keep the receipts especially for transactions taking place abroad. This will help you reconcile charges when your statement is issued as these charges sometimes take longer than usual to appear on your statement.
  • Do not leave your cards out of your sight at any time, even when checking in a hotel, the POS machine should be in your sight, if not, then inform the hotel management.
  • Always keep proof of your payment when you pay cash for a car rental after holding the reservation with your card.
  • Carry enough cash for a day's safety just in case you run into problems with your cards.


In case your card is lost or stolen, immediately call +965 22990899 to cancel your card.

KNET One Time Password (OTP)

Nature


To protect your online purchases, KNET have introduced a one-time 6 digits password that you will receive via SMS on your mobile every time you make a payment of KD 25 and above.

Every time you make a payment of KD 25 or above through the KNET payment gateway page and upon entering your card information you will receive a one-time password (OTP) to your mobile number registered with the Commercial Bank of Kuwait . You must enter the OTP to validate and complete your transaction.

Note: If you do not receive an SMS, kindly contact the Call Center on 1888225 to update your mobile number with us.