Why CBK Cards?

  • Easy to carry and convenient to use to pay for your purchases, goods or services.
  • Payment by card is fast and avoids the inconvenience of writing cheques or carrying large amounts of cash
  • Access to cash - 24-hrs a day, 7 days a week, 365 days a year at thousands of sites around the world.
  • Ability to withdraw cash amounts up to KD1, 000/- daily & usage on POS up to KD10,000/- also daily.
  • Personal safety and security, as CBK cards are convenient and safe to carry.
  • Emergency card replacements if lost or stolen

What are the benefits of a CBK Card?

  • Worldwide acceptance.
  • The support of one of the world's elite financial service organizations.
  • 24-hour access to cash.
  • Emergency funds if the card is lost or stolen.
  • Quick emergency card replacement, if lost or stolen.
  • Chances to enter fabulous on going promotions for incredible prizes
  • Free travel insurance.

What are the benefits of a StarLink Card?

  • 24/7 free access to telephone banking service on 1888225.
  • Links you to the Visa / Plus ATM network, for worldwide cash withdrawals.
  • Links you to K-net ATM for cash withdrawals and point-of-sale 'POS' network for purchases within Kuwait.
  • Links you to K-Tel International Calling Service when in Kuwait by simply dialing 1885885.
  • The StarLink ATM card entitles you to another set of services & benefits when used at CBK ATMs (short statement, Change PIN, Transfer Funds, issue cheque books & more).

What are the requirements to apply for a Credit Card?

  • Minimum 21 years old.
  •  Kuwaiti's and residents in Kuwait with residence permit/Civil ID.
  •  Banking relation with CBK, preferably salary transfer.
  •  Card can be issued under the guarantee of another CBK customer
Al-Tijari Debit Cards


Shop online with Your Al Tijari Debit Card.


The pleasure of shopping online locally and internationally securely with Al-Tijari Debit Cards:

You can now shop online from any local or international website e-commerce in any currency using any of Al-Tijari Debit Cards in a convenient, quick and secure way. In addition to many technological advantages that the card holds to suit your lifestyle and banking needs.


Card benefits:

  • Convenience of online shopping from international websites.
  • Choose the preferred payment currency and easily track the statement of account.
  • Easy and secure with OTP technology.
  • For all Al-Tijari card holders.
  • The ability to control limits of card purchases through CBK Mobile or internet banking.


Assistant & Support:

For further assistance and support please call 1888225, ALTijari WhatsApp service at 50888225 or Al-Tijari Live Video Banking or WebChat via www.cbk.com


*Terms and conditions apply

 

Al-Tijari Concierge


Al-Tijari Concierge

“At Your Service”

Your needs are our top priority, we always strive to provide you with the best services to make your life easier.
In collaboration with “Peacock Concierge” we offer you their unique concierge services with the highest quality to best fit your lifestyle.


Benefits

  • Professional Assistants ready to assist you 24/7
  • Dedicated number at your service 22969920
  • Premium lifestyle management and tailored services.
  • Worldwide Services.


Eligible Cards 

  • MasterCard: World, Platinum.
  • Visa: Infinite, Signature & Platinum.

How to benefit

  • Just Call 22969920 24/7 at your service.
  • Enter 00 followed by the first 6 digits of your credit card.
  • Place your order with Peacock Concierge agent.


Concierge Services & Fees

 Concierge Services    Price (KD)
 General Inquiries and Information    Free  
 Search for best offers    Free
 Restaurant Reservations    Free
 Occasion Reminders    Free
 World Wide Limo Service Booking      Free
 Planning Holidays & Business Travel    Free
 Flowers & Gift Orders    Free
 Airport Transportation pick up and drop off    6
 Meet & Assist    15
 Messenger Service*    7
 Visa Assistance    15
 Government Transactions    20
 Car Service    15
 Car Registration    20
 Road Assist (Vehicle Recovery)    15


*Starting from KD 7, depending on Zone


Terms & Conditions:

  • Additional charge may be applied depending on any additional requests by the clients.
Visa Card

Card type, credit limits, and issuance criteria are set according to the Bank's Policy (40% of net salary divided by repayment Percentage)

Credit Limits per Card Type:

  • Gold Minimum limit is KD 100
  • Platinum Minimum limit is KD 750
  • Infinite Minimum limit is KD 1000

**Max limit for each credit card is subjected to bank terms & conditions


Fees & Commissions Available in 2 payment methods:

  • Credit Card: Payment a min. of 8.33% of the monthly outstanding balance plus interest.
  • Charge Card: full monthly payment of 100% of outstanding balance.

Credit Cards monthly interest rate is subject to: Central Bank discount rate + 2.5% /12 + Service Charge (0.5)

Cards are issued against subscription fees plus annual fees for each card types:

  • Gold (KD 30 + renewal KD 20/-)
  • Platinum (Free for 1st year + renewal KD 60/-)*
  • Infinite (Issue KD 100/- + Renewal KD 100/-)**  ( Free Issue for Premier Banking Accounts – issue charge of supplementary card is 50/-KD).
    • When the cards are used in currency transactions different from the currency of the card, 2.5% commission on foreign exchange variance will be added.
    • Over limit charge is 1% (min 2 KD) once outstanding amount exceeds the credit limit. (% on over limit amount)
    • Late charge is 1% (min 2 KD) if the due amount was not settled fully before end of month. (% on unsettled installment amount)
  • Worldwide acceptance at over 24 million outlets, Cash withdrawals in the local Currency of the country from more than 1 million ATM machines worldwide.
  • ATMs Cash advances are subject to a flat Fee of  5%  Minimum KD 2/-.
  • VISA Infinite customer have new feature to be partnership with Lounge Key which allows free access to more than 900 Airport Lounges + one guest free.
  • VISA Platinum customers can have access to 25 airport lounges across the world at GCC and  Key Destinations with LoungeKey (6 accesses per year for cardholder only; visits thereafter and all guest visits are charged at USD $27 per visit)
  • VISA Platinum cardholders do not have to buy their airplane ticket with their card to get insured.
  • VISA Infinite cardholders must buy their airplane ticket with their card to get insured

Visa Infinite

Visa Infinite Card is for elite and affluent consumers who view exclusive benefits and excellent customer service as a distinction when choosing a payment product.

Cards Benefits:

  • High credit limit.
  • Enjoy a 24 hours Local and International Concierge Service
  • Complimentary access to over 900 Global Airport Lounges for you with the possibility of adding one guest
  • 24 hours Global Customer Assistance
  • Multi-Trip Travel Insurance Up to USD 1,000,000
  • Exclusive Privileges from VISA

Lounge Access:

12 lounge visits allowed per year (for cardholder or cardholder + guest with maximum one complimentary guest per visit).

Customers can search for available lounges through the website: https://www.loungekey.com/en/visainfinitemena/our-lounges  or through the Lounge Key Smartphone application.

Lounge access Terms and Conditions:

  • To qualify for the 12 visits described above, the Cardholder needs to meet the Eligibility Criteria*
  • A total of 2 complementary Lounge visits are available (to be used twice by the Cardholder or once by Cardholder + Guest) before meeting the Eligibility Criteria
  • Once the eligibility criteria is met, the Cardholder can avail the remaining 10 complimentary visits (entitlement of a total of 12 visits)

(*) Customer must have used his Visa Infinite card for at least 1 international transaction equivalent to 1 USD every calendar year. 

Note: It may take up to 15 days for the information of meeting Eligibility Criteria to be visible on LoungeKey system.

For more information to what is offered with your CBK VISA Infinite card please visit the following links:

Visa Infinite - Exclusive Privileges

Visa Infinite - International Concierge

For Local Concierge Services

Visa Infinite - Travel Insurance

Visa Infinite - Lounge Key Access


Visa Signature


Your Visa Signature is like no other card from Al-Tijari bank. Issue it now and receive it for free for the next 5 year, plus an up to 3% cashback!

Card’s Benefits

Free card fees:
Free issuance and renewal fees for 5 years.

Up to 3% Cashback:
Enjoy a monthly up to 3% cash back on all your purchases. Just use your Visa Signature for all your purchases and get part of your money back.1

Complimentary access to over 900 Global Airport Lounges:
As a Visa Signature cardholder, you are eligible to receive 8 free visits to worldwide airport lounges per year through LoungeKey (for cardholder only).2
For the entire list of airport lounges, please visit https://www.loungekey.com/en/visasignaturemena .

Free Multi-trip Travel Insurance:
Use your Visa Signature card to pay for your flights and get covered for up to USD 500,000 for you and your family, for trips of up to 90 days, courtesy of Visa.
For visa application purposes, please download your Certificate of Insurance on www.cardholderbenefitsonline.com

24 hours International Concierge Services:
Visa presents Visa Concierge services to Visa Signature cardholders. Take advantage of a host of services available to you over the phone or online, 24 hours a day, from anywhere in the world.

For assistance, you may call the concierge hotline on +971 4361 1234 or send an email to concierge@visasignature-mea.com.

24 hours Local Concierge Services:
With Al-Tijari, Your Wish Is Our Command! Save time and effort with Al-Tijari Concierge service provided by Peacock Concierge.
All you need to do is call the dedicated line for CBK customers 22969920 and get assistance on all personal and governmental needs.

Visa Luxury Hotel Collection:
Visa Luxury Hotel Collection is composed of over 900 intriguing and prestigious properties. All properties, from boutique gems to world famous hotels, provide a premium collection of benefits specially designed to offer an unparalleled experience.
You must book through www.visaluxuryhotels.com to avail of the offer.

VOX Cinemas discount:
As a Visa cardholder, receive a 50% discount every Wednesday on tickets purchased online with VOX Cinemas in Kuwait and 25% off Theatre by Rhodes tickets booked at ticketing office all week long.3

Avis Car Rental offer:
Enjoy a discount of up to 35% on your next car rental with Avis when booking with your Visa Signature.
To avail the offer and view the terms and conditions, visit www.avisworld.com/visa .

Special Promotions from Al Tijari:
Being an Al-Tijari card holder, you have access to special promotions and offers from a diverse range of renowned organizations and outlets.
For the full list of promotions, visit https://www.cbk.com/Promotions .

Al-Tijari Offers program:
Al-Tijari Offers program provides you with instant discounts and privileges of up to 25% at reputable restaurants & coffee shops in Kuwait when using Al-Tijari Credit and Prepaid cards. For the list of all participating restaurants, click here ( www.cbk.com/AlTijari-Offers ).

VISA Exclusive Privileges:
Enjoy exclusive offers, discounts and deals at famous restaurants, hotels, car rental agencies, sports club, etc… by simply using your Visa card!

24 hours Global Customer Assistance:
No matter where you are in the world, if your Visa card has been lost or stolen, Visa multilingual service representatives are on hand to assist you 24 hours a day, 365 days a year.

Fraudulent Card Misuse Protection:
All Visa Signature cards are protected against unauthorized transactions or fraudulent use of their card by unrelated third parties.
This insurance benefit will provide reimbursement up to USD 2,500 per occurrence with USD 4,000 annual aggregate limit for Visa Signature cardholders.4

Extended Warranty:
Your Visa Signature card extended warranty doubles the repair period offered by the original manufacturer’s warranty for up to 1 year, protecting you against the cost of repair and replacement of any item you purchase using your Visa Signature card.4

Purchase Protection:
Your Visa Signature card protects you against theft or accidental damage of purchased items, for a coverage of up to 365 days from date of purchase. Items must be purchased using your Visa card.4

Terms & Conditions:

1. Cashback:

  • Cashback rates are as follows:

 Usage “Range” in KD    Cash Back %  
 KD 100 – KD 1,000         1%
 KD 1,001 – KD 2,000         2%
 KD 2,001 +         3%

  • Cashback cap is KD 100/- per month, per Visa Signature card.
  • Cashback is applicable on POS and Online transactions only (not applicable on cash withdrawals).
  • Cashback amount will be calculated monthly based on transactions done from the 1st of the month till the end of the month.
  • Cashback amount will be credited to the card itself every 10th of the month.


2. Lounge access:

  • To be eligible for the 8 visits described above, the Cardholder must have used his Visa Signature card for at least 1 international transaction equivalent to a minimum of 1 USD every calendar year.
    • Note: It may take up to 15 days for the information of meeting Eligibility Criteria to be visible on LoungeKey system.
  • A total of 1 complementary lounge visit is available before meeting the above Eligibility Criteria.
  • Once the eligibility criterion is met, the Cardholder can avail the remaining 7 complimentary visits (entitlement of a total of 8 visits).
  • All additional and guest visits will be charged USD 32


3. VOX Cinemas 50% discount:

  • 50% discount only applies on Wednesday show times only
  • 50% discount is available only on selected ticket types (2D and 3D Standard, VIP, MAX sessions only
  • Cardholders must log in to their account on Vox cinemas website https://kwt.voxcinemas.com and choose the Visa offer before paying
  • For all T&Cs, visit https://kwt.voxcinemas.com/ticket-offer/visa


4.For all details related to insurance and protection, please visit www.cardholderbenefitsonline.com and log in using your card number.


Visa Platinum

The Visa Platinum card is for High salary individuals who can enjoy a high spending limit.

VISA platinum cardholders benefit from access to 25 airport lounges across GCC and MENA region as well as some key European destinations. There is no account creation or registration required for accessing the lounges; customer can just present their card to allow access.

The following conditions apply:

  • Cardholders will be eligible for 6 free cardholder visits per calendar year (Jan – Dec); these 6 visits are for the cardholder only.
  • All additional visits will be charged $32 per visit.
  • All guest visits will be charged $32 per visit.
  • Cardholders should mention “Lounge Key” to reception staff to avail access.

For more details on the accessible lounges please Click Here ..!

  • Customers can also download the LoungeKey mobile application and have the lounges available to them on-the-go.
  • VISA platinum card will be issued for free for the first year only to any CBK customer and the renewal fees are KD 60.
  • The card is available in 4 designs for the customer to choose from.
  • Your Visa Platinum Card should be with you everywhere you go. For easy access to the better things in life, Visa Platinum offers a diverse selection of travel, dining, shopping and lifestyle opportunities.

For more information to what is offered with your CBK VISA Platinum card please Click Here ..!

Your Visa Platinum also entitles you to:

Master Card

Card type, credit limits, and issuance criteria are set according to the Banks' Policy (40% of net salary divided by repayment Percentage)


Credit Limits per Card Type:

  • Titanium Minimum limit is KD 100
  • Platinum - BA Minimum limit is KD 750
  • World - BA Minimum limit is KD 1000

****Max limit for each credit card is subjected to bank terms & conditions


Fees & Commissions Available in 2 payment methods:

  • Charge Card: Full monthly payment of 100% of outstanding
  • Credit Card: Payment a minimum of 8.33% of the monthly outstanding balance plus interest

Credit Cards monthly interest rate is subject to: Central Bank discount rate + 2.5% /12 + Service Charge (0.5)


Cards are issued against subscription fees plus annual fees for each card type:

  • Titanium (Free for the first year + Renewal 40/-)
  • Platinum - BA (Issue KD 70/- + Renewal 60/-)
  • World - BA (Issue KD 100/- + Renewal 100/-)

Worldwide acceptance at over 25 million outlets, Cash withdrawals in the local currency of the country from more than 1 million worldwide ATMs Cash advances are subject to a flat fee of 5% (Min. KD2/-)


Please click the below link to experience the latest offers available for your CBK MasterCard! www.pricelessarabia.com



BA World Card

The CBK British Airways World MasterCard unlocks a wealth of benefits with every purchase and every journey you make. From flights and upgrades to unique experiences and valuable privileges, both locally and all over the world, the card is your faithful companion making it all happen.

Card Highlights

  • Welcome bonus of 12,500 Avios when you successfully apply.
  • For every 1 KD spent on your card, collect:
    - 3 Avios locally and in EU countries  (UK excluded)
    - 5 Avios internationally and for online transactions done in foreign currencies
    - 6 Avios on ba.com
  • Global airport lounge access – unlimited complimentary access to over 800 lounges worldwide with Lounge Key from MasterCard.
  • Comprehensive travel insurance – cover for multiple trips up to 180 days wherever you go in the world for you, your family as well your domestic helper.
  • Unique experiences, privileged access and valuable offers in dining, travel, shopping and entertainment around the corner and around the world.
  • Local concierge service to free up your time.


Rewards

Use your new CBK British Airways World MasterCard for everything you buy for the most rewarding experience. See BA Rewards page for more information and lots of tips on how to collect, spend and get the most out of your rewards.


Travel

The CBK British Airways World Card is much more than just a rewards card. Wherever you go your card goes with you and it’s the key to valuable travel and lifestyle privileges.

Global Lounge Access - Sit back and relax before your flight at over 800 lounges worldwide with Lounge Key from MasterCard. No enrolment is necessary; just show your card to get unlimited complimentary access.

For most up to date list of lounges visit www.mastercard.com/world or download the MasterCard For You App available on Apple Store and Google Play Store.

Global Travel Insurance - Your travel insurance is designed to give you all the cover you need wherever you travel in the world for trips up to 180 days. It covers yourself as well your family and domestic helper (up to 3 children under the age of 18 or under 23 if in full time education)

  • Emergency Medical Expenses and Evacuation - up to $500,000 for emergency medical or hospital treatment whenever you are out of the country
  • Travel Accidental Death or Disability - up to $500,000 whilst on public transport
  • Trip Cancellation - up to $7,500 to cover lost deposits and fees if you are unable to complete your trip for medical reasons or the death of a close relative
  • Flight Delay and Missed Connection - $300 for any delay over 4 hours or if you miss a connecting flight to spend on food, drink or accommodation
  • Baggage delay - $300 for any delay over 4 hours.
  • Lost Luggage - up to $3,000 if your bags don’t turn up when you do.
  • Global Assistance - 24 hour emergency assistance for medical and legal emergencies anywhere in the world.

To issue your travel insurance letter, visit this link https://www.mcpeaceofmind.com/world and click on Travel Insurance Letter. 

Fulfill visa assistance – Get the assistance you need for all your travel visa requirements, from filling applications, applying for the visa and booking visa appointments, for a flat fee of USD 15. Visit www.fulfillsolutions.com/mastercard to apply.

Avis Car Rental Discounts - Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis. For offer details Click Here..!    


Lifestyle

Enjoy special access, great deals and one-of-a-kind experiences at hotels, restaurants, stores and venues all over the world.
  • Download the Priceless Specials mobile app for thousands  of offers throughout Middle East and Africa across fine dining, premium spas and activities.
  • Enjoy 1 complimentary night when booking 2 nights, 1 night when booking 3 nights and 2 nights when booking 6 nights in Marriott Bonvoy™ hotels across the Middle East and Africa.
  • Access hundreds of unique experiences with Priceless Cities.
  • Enjoy a 10% discount on luxury serviced apartments with Onefinestay properties across Europe, US, and Australia.
  • 25% discount off the entire bill at the restaurants in the Radisson Blu hotel.

Local Concierge – our concierge service in Kuwait can Drop off and Pick up form airport, to Foreign Country Visa Assistance, Limo/Taxi Service, Tickets & Hotel Bookings, etc. Call us on 22969920


Service

Your card is welcomed all over the world wherever MasterCard is accepted and you can withdraw cash from ATMs anywhere you see the MasterCard sign.

Our foreign exchange rates are some of the best in the market so you can use your card with the confidence that you are getting a great deal wherever you use your card.

If you have any questions or need any help check out our frequently asked questions, click here or contact us as follows:

  • Visit any branch from Sunday to Thursday or our Airport branch in the Arrivals Hall which is open 24/7
  • Call us 24/7 on 1 888 225 or international number +965 22990899
  • Contact us through WhatsApp on 50888225
  • Join us on Facebook, Twitter or Instagram through our social media account @altijaricbk

For more information on British Airways or Avios www.ba.com/executive-club/about-the-club and www.avios.com

Download the ‘MasterCard for You’ app or visit www.mastercard.com/world to have all the offers, deals and benefits at your fingertips.

For all our local offers in Kuwait, Click Here ..!

For full terms and conditions, Click Here ..!

BA Platinum Card

Your CBK British Airways Platinum Card opens the door to a world of possibilities from flights and upgrades to unique experiences. Use your card for everything you buy and start making your dreams come true. Where will your rewards take you?

Card Highlights

  • Welcome bonus of 7,500 Avios when you successfully apply.
  • For every 1 KD spent on your card, collect:
    - 2 Avios locally and in EU countries  (UK excluded)
    - 3 Avios internationally and for online transactions done in foreign currencies
    - 4 Avios on ba.com
  • Unlimited complimentary access to more than 25 Regional and International Lounges from MasterCard.
  • Global travel insurance with Schengen certificate.
  • Local concierge service.
  • Purchase Protection.
  • Unique experiences and valuable offers in dining, accommodation, shopping and entertainment all over the world.


Rewards

Use your new CBK British Airways Platinum MasterCard for everything you buy and watch your rewards grow. See BA Rewards page for lots of tips on how to collect, spend and get the most out of your rewards.


Travel

Wherever you go your card goes with you and it is the key to valuable travel and lifestyle privileges.

Unlimited complimentary access to more than 25 Regional and International Lounges across GCC and MENA region, as well as some key European destinations, from Mastercard: UAE, KSA, Jordan, Kuwait, Egypt, USA, UK, Canada, Germany, France, Singapore, and more.

For most up to date list of lounges please refer to www.mastercard.com/platinum or the Mastercard For You App available on Apple Store and Google Play Store.

Global Travel Insurance - Travel with peace of mind in the knowledge that you and your family are covered for medical emergencies and travel disruption wherever you go in the world for trips up to 90 days.

For more details on Free Travel Insurance Click Here..! 

Fulfill visa assistance – Get the assistance you need for all your travel visa requirements, from filling applications, applying for the visa and booking visa appointments, for a flat fee of USD 15. Visit www.fulfillsolutions.com/mastercard to apply.

Avis Car Rental Discounts - Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis. For offer details Click Here..!   


Lifestyle

Your new card is the gateway to a priceless collection of unique experiences and special offers in travel, dining, fashion, sports, shopping, entertainment and more all over the world courtesy of MasterCard and CBK.

  • Download the Priceless Specials mobile app for thousands of offers throughout Middle East and Africa across fine dining, premium spas and activities.
  • Access hundreds of unique experiences with Priceless Cities
  • 25% discount off the entire bill at the restaurants in the Radisson Blu hotel

Local Concierge – our concierge service in Kuwait can Drop off and Pick up form airport, to Foreign Country Visa Assistance, Limo/Taxi Service, Tickets & Hotel Bookings, etc. Call us on 22969920


Service

Purchase Protection – protection for the things you buy against accidental damage or theft for the first 180 days after purchase.

Your card is welcomed all over the world wherever MasterCard is accepted and you can withdraw cash from ATMs anywhere you see the MasterCard sign.

Our foreign exchange rates are some of the best in the market so you can use your card with the confidence that you are getting a great deal wherever you use your card.

If you have any questions or need any help check out our frequently asked questions, click here or contact us as follows:

  • Visit any branch from Sunday to Thursday or our Airport branch in the Arrivals Hall which is open 24/7
  • Call us 24/7 on 1 888 225 or international number +965 22990899
  • Contact us through WhatsApp on 50888225
  • Join us on Facebook, Twitter or Instagram through our social media account @altijaricbk

For more information on British Airways or Avios www.ba.com/executive-club/about-the-club and www.avios.com

Download the ‘MasterCard for You’ app or visit www.mastercard.com/platinum to have all the offers, deals and benefits at your fingertips.

For all our local offers in Kuwait, Click Here ..!

For full terms and conditions, Click Here ..!

Titanium Card

Travel should always feel like a privilege, and with access to some regional airport lounges it sure does. 
As a Titanium Mastercard® credit cardholder you receive:

  • Unlimited, complimentary access for you to over 10 lounges in UAE, KSA, Jordan, Kuwait and Egypt.
  • Free Travel Insurance.
  • Avis Car Rental and Chauffeur Discounts. For offer details Click Here..!   

Accessible Lounges are as per below: 

 

Lounge Name

Location

Country/Airport

Terminal

1

Petra VIP Lounge

AMMAN

Queen Alia International Airport , Jordan

Main Terminal

2

First Class Lounge

CAIRO

Cairo International Airport, Egypt

Terminal 3

3

First Class Lounge

CAIRO

Cairo International Airport, Egypt

Terminal 1

4

First Class Lounge

CAIRO

Cairo International Airport, Egypt

Terminal 2

5

Marhaba Lounge

DUBAI

Dubai International Airport, UAE

Terminal C1

6

Marhaba Lounge

DUBAI

Dubai International Airport, UAE

Terminal 1, Concourse D

7

Marhaba Lounge

DUBAI

Dubai International Airport, UAE

Terminal 3, Concourse C

8

Marhaba Lounge

DUBAI

Dubai International Airport, UAE

Terminal 3, Concourse B

9

Marhaba Lounge

DUBAI

Dubai International Airport, UAE

Terminal 3, Concourse A

10

First Class Lounge

JEDDAH

King Abdulaziz International Airport

North Terminal

11

Mastercard Diamond Lounge

ABU DHABI

Abu Dhabi International Airport, UAE

VIP Terminal

12

Premier Lounge

KUWAIT

Kuwait International Airport

Main Terminal

There is no account creation or registration required for accessing the lounges; simply show your Titanium Mastercard at participating lounges to gain access.

Primary and Supplementary cardholders need to show individual cards to avoid guest charges. 

Lounge T&Cs apply. 

For most up to date list of lounges and other offers on your Titanium card, please refer to www.mastercard.com/titanium or the Mastercard For You App available on Apple Store and Google Play Store. 

Visa Gold

Gold Card offers:

BA PrePaid Card

Collect Avios every time you make a purchase on your CBK British Airways Prepaid Card and watch your rewards grow.

Card Highlights

  • 1,000 bonus Avios when you successfully apply.
  • For every 1 KD spent on your card, collect:
    - 1 Avios locally and in EU countries  (UK excluded)
    - 3 Avios internationally and for online transactions done in foreign currencies
    - 2 Avios on ba.com
  • Cash withdrawal fees at home and abroad only 500 FILS (no charges on CBK ATMs)
  • Comprehensive travel insurance – cover for multiple trips up to 180 days wherever you go in the world for you and your family
  • Unique experiences and valuable offers in dining, accommodation, shopping and entertainment all over the world

Rewards

Use your new CBK British Airways Prepaid MasterCard for everything you buy and watch your rewards grow. See BA Rewards for lots of tips on how to collect, spend and get the most out of your rewards.

Travel

Wherever you go your card goes with you and it is the key to valuable travel and lifestyle privileges.

Global Travel Insurance - Your travel insurance is designed to give you all the cover you need wherever you travel in the world for trips up to 180 days. It covers your family including up to 3 children under the age of 18 (or under 23 if in full time education)

  • Emergency Medical & Evacuation Expenses – Up to $50,000
  • Travel Accident – Up to $25,000
  • Repatriation of remains – Up to $5,000
  • Schengen compatible Travel Insurance.

To issue your travel insurance letter, please Click Here ..! and click on Travel Insurance Letter.

Lifestyle

The CBK British Airways Card includes access to hundreds of special offers in travel, dining, fashion, sports, shopping, entertainment and more in Kuwait and all over the world.

  • Download the Priceless Specials mobile app for thousands of offers throughout Middle East and Africa across fine dining, premium spas and activities.
  • Access hundreds of unique experiences with Priceless Cities
  • 15%-20% discount on best available rates at the following luxury serviced apartment properties in Dubai: Grosvenor House Dubai, Fraser Suites Dubai, Chelsea Group Dubai Apartments
  • 25% discount off the entire bill at the restaurants in the Radisson Blu hotel

Service

Your card is welcomed all over the world wherever MasterCard is accepted and you can withdraw cash from ATMs anywhere you see the MasterCard sign.

Our foreign exchange rates are some of the best in the market so you can use your card with the confidence that you are getting a great deal wherever you use your card.

If you have any questions or need any help check out our frequently asked questions, Click Here ..! or contact us as follows:

  • Visit any branch from Sunday to Thursday or our Airport branch in the Arrivals Hall which is open 24/7
  • Call us 24/7 on 1 888 225 or international number +965 22990899
  • Contact us through WhatsApp on 50888225
  • Join us on Facebook, twitter or Instagram through our social media account @altijaricbk

For more information on British Airways or Avios www.ba.com/executive-club/about-the-club and www.avios.com

Download the ‘MasterCard for You’ app or visit www.mastercard.com to have all the offers, deals and benefits at your fingertips.

For all our local offers in Kuwait, Click Here ..!

For full terms and conditions, Click Here ..!

Gift Card

We offer the ideal solution when it comes to gift giving! Whether you're a large corporation looking to reward your employees, or simply buying a gift for a loved one, this new card is for you.

Introducing the pre-loaded Gift Card, that can be purchased from any of our branches with the following features

  • Values of: KD 20,50, 100
  • Value of Purchase: KD 2.500
  • Can be redeemed at Points of Sale and on the Internet
  • Expiry Date: 1 1/2 year
  • Remaining balance can be redeemed in cash once card is expired

Pass by your nearest branch and ask about our gift card today.

Terms and conditions apply.

Master Prepaid Card

  • Master Prepaid Card is issued without a limit and it can be topped up to any desired amount either through online banking, branch network, or Call Center.
  • Can be used for online transactions, POS purchases, or ATM cash withdrawals locally and abroad.
  • Cash Withdrawal fees: KD 0.5 on each transaction locally or internationally (No cash fees on CBK ATM)
  • Card issuance fees KD 10/-.
  • Annual fee is KD 10/-.
  • Expire date: 5 years from issuance date.
  • Card advantage: Card can be issued instantly in any CBK branch.
  • Card security while shopping online: through Passphrase selected by the customer upon card issuance.
  • Age:
    • Kuwaiti 15 years to 70 years.
    • Non Kuwaiti 15 years to 64 years.

Al Tijari Offers Program

Now, with "Al- Tijari offers” Program you can enjoy various discounts and privileges at reputable and renowned restaurants & coffee shops in Kuwait when using Al-Tijari credit and prepaid cards. 

We hope that Al- Tijari offers attain your satisfaction and meet your needs as we always strive to provide customers with the best banking services at all times.

Click here to view the list of participating restaurants & coffee shops and details on the said discounts.

Free Travel Insurance


Free Insurance on all Credit Cards

CBK would like to ensure your safety and the safety of your loved ones while traveling and this is why CBK along with AIG has added free travel insurance to all CBK Credit Cards which also includes coverage for your family. As the minimum requirement for the Schengen Visa is medical coverage for a minimum of up to USD 50,000, we made sure to please all customers and it was included in the coverage. The insurance packages vary according to your credit card:

Insured Event Classic Gold / Titanium Platinum
Accidental Death $50,000 $75,000 $100,000
Permanent Total Disability $50,000 $75,000 $100,000
Emergency Medical Expenses/Evacuation $50,000 $60,000 $75,000
Deductible (2 Years to 69 Years) $50 $50 $50
Deductible (70 Years to 74 Years) $200 $200 $200
Emergency Family Travel $2,500 $2,500 $2,500
Repatriation of Remains $2,500 $5,000 $7,500
Baggage Loss (Common Carrier) $1,000 $1,250 $1,500
Per Bag $800 $1,000 $1,200
Per Item $200 $250 $300
Baggage Delay $50 per hour up to a maximum of $500 $50 per hour up to a maximum of $750 $50 per hour up to a maximum of $1,000
In Excess 4 hours 4 hours 4 hours
Flight Delay $50 per hour up to a maximum of $500 $50 per hour up to a maximum of $750 $50 per hour up to a maximum of $1,000
In Excess 4 hours 4 hours 4 hours
Legal Fees $5,000 $5,000 $5,000
Personal Liability $100,000 $100,000 $100,000
Trip Cancellation $500 $750 $1,000
Loss of Travel Documents $500 $750 $1,000
Bail Bond $5,000 $5,000 $5,000
Assistance Department Included Included Included
(24 Hours / Worldwide Services)

Conditions (for all cards except British Airways World, British Airways Prepaid and Visa Infinite cards)

  • Coverage includes Spouse and up to 4 children.
  • Coverage valid for a maximum of 90 days per trip from date of departure
  • Passive War Risk and Terrorism exclusion
  • Children under 18 years of age are covered for 10% of the Insured Person's Sum Insured and up to a maximum of $10,000 under Accidental Death
  • Insured age must be between 2 years and 74 years
  • For Classic Credit Card holders:
    • Ticket must be purchased using CBK Credit Card 
    • Salary must be transferred to CBK
    • Minimum salary must be KD 500
  • Claims are paid based on original bills reports provided by the insured person. 

For CBK British Airways World Cardholders, you can issue your travel insurance letter by visiting this link https://www.mcpeaceofmind.com/world and clicking on Travel Insurance Letter.

For CBK British Airways Prepaid Cardholders, you can issue your travel insurance letter by visiting this link https://www.mcpeaceofmind.com/platinum and clicking on Travel Insurance Letter.

For VISA Infinite Cardholders and VISA Signature, you can issue your travel insurance letter by visiting this link  https://cardholderbenefitsonline.com/ and clicking on Travel Insurance. For a list of all insurance benefits  click here.

Alert : Visa website for travel insurance issuance will not ask you about your PIN number ,CVV or  card expiry .Hence ,do not share that .

Click for Terms and Conditions

Card Safety Tips

1st: Online Banking Card Transactions:

When shopping on the internet, we recommend following the tips below:

  • Make sure you are purchasing merchandise from a trustworthy source.
  • Before using the site, make sure it is secure. Secure sites start with https:// and must have the "lock" icon somewhere on the browser.
  • Attain a physical address not just a post office box and a telephone number, and call the seller to see if the telephone number is correct and working.
  • Send an e-mail to the seller to make sure the e-mail address is active, and do not provide your credit card details to sellers who use free e-mail accounts.
  • Do not purchase from sellers that won't provide you with this type of information.
  • Test out other websites regarding this seller/company.
  • Do not judge a website on the way it looks, dazzling websites can be set in seconds.
  • Be careful when responding to special investment offers, especially those you receive from anonymous senders.
  • Be cautious when dealing with individuals/companies from outside your own country.
  • Read carefully the policies and procedures on the website before proceeding with a transaction.
  • When shopping online, it is highly recommended that you use our StarNET Card. This card has been developed precisely for the purpose of internet shopping. This card cannot be used in traditional retail stores.
  • Make sure that the transaction is secure when you electronically send your card numbers.

 If you suspect anything or you lose your card(s), contact us immediately.

2nd: ATM Transactions:

When withdrawing money, we recommend following the tips below:

  • Check the place around you while walking to the ATM, if you feel someone looks suspicious, be careful, or leave the area and look for another place.
  • Do not use an ATM if it is obstructed from view or does not have enough lights around it.
  • Do not spend much time while withdrawing money, and count your money in a safe place.
  • Do not enter your PIN more than three times, the ATM might be monitored by fraudsters that will try to catch you PIN by using different technologies
  • Do not leave space between you and the ATM, to avoid others from seeing your PIN code.
  • Do not use an ATM if it appears to have any attachments or alterations to the card slot or keypad.

Drive Through ATM Safety When Abroad

  • Check that your doors are locked and your car is running at a drive- through ATM.
  • Keep a distance between your vehicle and the other to allow for a quick exit.
  • Before rolling down the window to use an ATM, observe the area for suspicious activity.
  • Do not spend much time while withdrawing money, and count your money after you close the windows.
  • If anyone follows you after making an ATM transaction, drive immediately to a crowded area and call the police.

If you notice any unusual activity at an ATM that you have used or trying to use, or came to know about any unlawful use of your CBK cards, always note the date, time and location, and report the incident to us immediately.

Special Tips for Travel Usage:

  • Make sure that the card(s) you travel with will be useable for the entire trip length; confirm your card limits and expiration dates.
  • Before traveling abroad, inform us about your travel plans. This will allow us enable card for overseas use.
  • Do not keep your PIN with your card in the same place.
  • Keep a back up of your important documents you should photocopy your cards along with your passport and airline tickets and keep them in a secured place in case the original are lost or stolen, and keep them separate from your wallet and cards.
  • Always keep the receipts especially for transactions taking place abroad. This will help you reconcile charges when your statement is issued as these charges sometimes take longer than usual to appear on your statement.
  • Do not leave your cards out of your sight at any time, even when checking in a hotel, the POS machine should be in your sight, if not, then inform the hotel management.
  • Always keep proof of your payment when you pay cash for a car rental after holding the reservation with your card.
  • Carry enough cash for a day's safety just in case you run into problems with your cards.

In case your card is lost or stolen, immediately call +965 22990899 to cancel your card.

KNET One Time Password (OTP)


To protect your online purchases, KNET have introduced a one-time 6 digits password that you will receive via SMS on your mobile every time you make a payment of KD 25 and above.

Starting 1/1/2017, every time you make a payment of KD 25 or above through the KNET payment gateway page and upon entering your card information you will receive a one-time password (OTP) to your mobile number registered with the Commercial Bank of Kuwait . You must enter the OTP to validate and complete your transaction.

Note: If you do not receive an SMS, kindly contact the Call Center on 1888225 to update your mobile number with us.