At Commercial Bank of Kuwait we have a range of saving accounts which  will satisfy your financial needs, they are available in multi currencies and have many outstanding features along with our famous Najma account, Where you can have a weekly chance of KWD 5,000 and biggest annual draw chance of KWD 1,500,000

Savings Account

What is it?

Al Tijari saving account targets individuals aiming to save more and accrue interest on monthly basis. The savings account can be opened with a minimum balance of KD 10, held in Kuwaiti Dinars only whilst giving you access to your funds instantly.

Who Qualifies?

  • For Individuals
  • For Kuwaiti and non-Kuwaiti with valid residency

Features and Benefits

  • Opened in Kuwaiti Dinars only
  • Debit card can be issued on the account.
  • Attractive saving account rates
  • Minimum amount to open the account is KD 10/-
  • Minimum amount to earn interest is KD 1,000/-
  • Interest is calculated on the lowest balance during the month and credited to the account at the end of each month
  • The bank does not pay interest if the credit balance falls below KD 1,000 during the month
  • The limit of cash withdrawal through ATM is KD 1000/- per day
  • Free online banking service to access your account
  • Free online monthly statement
  • Credit card can be issued against collateral.
  • Eligibility to issue prepaid card

New customers can now open a savings account via CBK Mobile App. in an easy and simple few steps and have their Debit card delivered to their preferred location

*Terms & Conditions Apply

Assistant & Support

For further assistance and support, kindly contact us using any of the following channels:

  • Al-Tijari Live Video Banking or WebChat through the Mobile Application or by visiting www.cbk.com
  • Al-Tijari WhatsApp 50888225
  • Al-Tijari Contact Centre 1888225

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KD Commercial Star Account

What is it?

The Commercial Star Account is a tiered rate product.

Who Qualifies?

Individual and Corporate.

Why is the product used?

To invest money.

Features

  • The interest is calculated on a daily basis and paid at the end of the month.
  • The limit of cash withdrawal through ATM is KD 1000/- per day.
  • Different interest rate is accrued on tiers of balance on a monthly basis.  
    • Up to KD 5,000
    • From KD 5,001 to KD 25,000
    • From KD 25,001 to KD 50,000
    • Above KD 50,000
  • The customer receives a statement on a monthly basis.
  • Interest is calculated on deposit, on the next working day after the deposit is  made.
  • If the balance drops below KD 250/- at any day during the month, the interest will be calculated at the default rate, for the whole month.
  •  No interest will be calculated or paid if the average balance during the month drops below KD 250/-
  • If the account is closed, the interest rate will be calculated using the  default rate, for the period from the first day of the current  month till the previous day of closure.
  • There is no monthly limit to the number of ATM (Starlink) transactions.
  •  No more than three counter transfers to cover current account, and if more than three transfer transactions occur then the interest will be  calculated based on the default rate.
  • Interest rates will be adjusted as per the market on a monthly basis.
  • A commission of 2 KD will be deducted if average monthly balance drops below 250 KD (for non individual accounts)

Benefits

  • The customer is provided with a liquid savings product that offers a high rate of interest.
  • Interest will be calculated on a daily basis and paid monthly.
  • Customer segments can be an individual, company or establishment.
  • Customer will receive a monthly statement.
  • Account can be blocked as collateral.


KD Privilege Account

What is it?

The privilege account is addressed to customers who have large balances.

Who Qualifies?

Individuals, Establishments and Corporate.

Why is the product used?

To invest money.

Features

  • High interest rate.
  • Account may be opened by individual and corporate.
  • Account statement will be issued on a monthly basis.
  • The initial deposit amount required is KD 5000/- .
  • Different interest rate is accrued on tiers of balance on monthly basis.
    • Up to KD 5,000
    • From KD 5,001 to KD 50,000
    • From KD 50,001 to KD 250,000
    • Above KD 250,000
  • Interest is calculated daily and paid to the account on the last day of the month. If the balance drops below KD 5000/- on any day of the month, interest will be paid at the announced interest rate for the entire month.
  •  If the average daily balance drops below KD 5000/-, no interest will be paid
  • When the account is closed, the interest rate will be calculated using the default rate, for the period from the first day of the current month till the previous day of the closure.
  • Four debit transactions regardless of the type of transaction are permitted on the account per month; Announced default rate will be paid throughout the month, if more than four transactions are conducted.
  • A commission of 2 KD will be deducted if average monthly balance drops below 5000 K.D   (for non individual accounts).