About:

Al-Tijari Bank offers you a wide range of solutions to finance your needs. We offer housing finance, where you can build or renovate your home to fulfill your home projects and goals quickly and easily!.


Who Can Apply?

  • All CBK customers.
  • Ages 21 to 69 for Kuwaitis and 59 for non-Kuwaitis.
  • Minimum salary should be KD 400.


Interest Rate:

  • The current interest rate is 6.50% per annum and calculated on a reducing balance basis


What Should I know?

  • Start at 1,000 KD and last up to 70,000 KD.
  • Durations start at 2 years and extend up to 15 years.
  • All CBK financing solutions offer optional insurance rated at 2% of your loan amount.
  • If you settle your loan early, future interest will be dropped with no other fees.
  • Housing loan rates are reviewed every 5 years to align with Central Bank of Kuwait regulations and may increase or decrease by up to 2%.


What Do I need?

  • A copy of your Civil ID.
  • Your salary certificate.
  • A salary transfers continuation certificate.
  • A Kuwait Military ID is required for MOI, MOD and National Guards.


For more information, please read the Terms & Conditions*