For the first time in Kuwait,

We are pleased to announce that Al-Tijari Bank is the first bank in Kuwait to bring you the latest new digital payment solution with SwatchPAY!

Just like any other smart watch payment, SwatchPAY! is a contactless (NFC, Near Field Communication) payment solution that enables you to make in-store purchases using selected Swatch models.


SwatchPAY! Benefits:

1- No internet required
2- No charging required
3- Fast and Secure payment method
4- 10% discount for all CBK customers on all swatch watches with SwatchPay!  NFC technology.


Who is eligible to use SwatchPAY! ?

All Al-Tijari Debit, Credit (VISA and Mastercard) and Prepaid Cardholders using any of the accepted Swatch models can start using SwatchPAY!


Which Swatch watch models support SwatchPAY! ?

  • New Gent Collection
  • Big Bold Collection
  • Gent Collection


How to activate SwatchPAY! feature?


You have 3 ways to activate SwatchPAY! , by:

1- Taping your Swatch watch on your mobile device from the SwtachPAY! mobile application (for phones operating on Android Operating System only)
2- Visiting any of Swatch Watch stores and placing your watch on the SwatchPAY Box (For iPhone users)
3- Activating SwatchPAY! directly from the Swatch website (if you’ve purchased the watch online from the Swatch website)


How to link a card to SwatchPAY! Application?

1- Download and enroll into SwatchPAY! Application from the App Store, or the Google Play Store
2- Open your personal SwatchPAY! Account in the app and select “Add New Card”
3- Enter your card details OR select “Scan Card” to add the payment card
4- Activate the SwatchPAY! feature


Note that only one card can be activated for a given SwatchPAY! watch


Where can you use SwatchPAY! ?

Any store that has contactless POS machine or any NFC device.


How to make a payment with SwatchPAY! ?


  • Hold the watch up to the contactless POS terminal.
  • Wait until the payment has been successfully confirmed on the POS terminal.


Usage terms:

  • Credit cards transaction limit:
    Transactions are treated as per the existing linked card.
  • Debit card and Multicurrency prepaid card:
    Transactions are treated as per the existing linked card (limited to KD 25 per transaction in Kuwait).