If you are seeking to invest in a profitable investment with fixed amount of money for a specific period of time, you can visit us and get KD Smart deposit that has different structure that fit to your needs.

Features & Benefits

  • Minimum deposit amount is KD 10,000/- with no maximum amount.
  • Range of maturity is 3 months, 6 months, 12 month, 15 months, 18 months and 24 months.
  • Customer receives a non-negotiable certificate of deposit.
  • Fixed interest rate is stable during the deposit period.
  • The interest is paid on monthly basis and credited to another account identified by the customer . The deposit shall cease to earn interest after the maturity date.
  • In case of premature closure, the Bank will pay the principal amount less all interest paid in the previous period before prematurity date.
  • Deposit balance can be mortgaged against loan/credit card amount up to 90% in KD without losing the interest.


**Terms & Conditions Apply